FAIB.AI

Platforms

FAIB.ai is the AI-native banking platform where capital decisions are made continuously, in real time, without human approval chains. This is not automation of banking. This is a bank engineered as an intelligent system.

FAIB.ai is built as a closed-loop decision system that runs the bank’s operating logic end to end:

• Observe markets, balance sheet state, and exposures in real time
• Evaluate risk, liquidity, and constraints continuously
• Decide and allocate capital autonomously
• Explain every decision with machine-speed traceability
• Adapt policy execution as conditions change

Core Components

Real-Time Decision Engine

Continuous capital allocation across products, portfolios, and counterparties
Live exposure and concentration management
Dynamic liquidity awareness and funding posture
Intraday risk posture updates without manual intervention

Reasoning Layer

AI that reasons through tradeoffs, constraints, and objectives
Moves beyond scoring and prediction into decision formation
Handles uncertainty with structured, policy-aligned behavior
Produces decision narratives suitable for audit and review

Policy + Constraints Layer

Policies become executable control, not documentation
Hard constraints enforce risk posture consistently
Objectives guide optimization under real-world limits
Eliminates committees, queues, and approval latency

Auditability Layer

Decision traces captured at the moment of action
Explainability delivered at machine speed
Full lineage from signal → rationale → outcome
Built for institutional oversight without slowing execution

“Every bank says they use AI. Almost none let it decide. This is the first framing I’ve seen that treats banking like a real-time control system.”

– Head of Strategy, Tier-1 Financial Institution

Request Early Access

See what it looks like when a bank decides in real time—autonomously, continuously, and policy-aligned. If you’re building for institutional scale and the post-human approval era, let’s talk.