FAIB.AI
Resources
01
Resources
Thoughts, frameworks, and system-level notes on building an AI-native bank. faib.ai is building the world’s first AI-native banking system where capital decisions are made in real time, autonomously, and continuously—without manual approval, operational latency, or human intervention.
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Core Reads
• Banking as an intelligent system
• AI as the decision authority, not the advisor
• Why human approval chains can’t operate at machine speed
• From batch risk to continuous risk under uncertainty
Research Themes
- Continuous capital allocation and exposure control
- Policy-aligned autonomy without manual overrides
- Explainability at machine speed
- Governance embedded in the model, not layered on top
- Auditability as a first-class system property
What We’re Watching
- Market structure shifting toward autonomous execution
- Regulatory inevitability for model-driven decisioning
- Institutional adoption of AI beyond scoring and optimization
- The infrastructure layer emerging beneath next-generation banking
Updates
- Platform progress notes (selective)
- Architecture insights (high-level)
- Investor brief highlights (when appropriate)
- Category definition as it becomes public
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Request Access
- Get early access to new writings and updates
- Join the investor or partner list
- Receive the next release when it drops
“Every bank says they use AI. Almost none let it decide. This is the first framing I’ve seen that treats banking like a real-time control system.”
– Head of Strategy, Tier-1 Financial Institution
For Investors
We are in stealth development, engaging selectively with investors who:
Understand AI autonomy beyond tools and copilots
– FAIB.AI
See banking as a systems problem, not a UX problem
– FAIB.AI
Are comfortable investing before definitions are public
– FAIB.AI
Request Early Access